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Medicare FAQs

Emily Schlueter
Your Trusted Insurance Professional

I joined American Central Insurance in July of 2024 and hold my life and health insurance producer license. With a strong commitment to helping individuals and families, I am a dedicated insurance sales and service representative specializing in individual Health insurance as well as Medicare solutions. I bring a personalized approach to insurance, understanding that each client has unique needs and circumstances. I am passionate about educating clients on their insurance options, ensuring they make informed decisions that align with their long-term goals.

I'VE GOT YOU COVERED

Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.

Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.

Medicare Supplements

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Cancer Insurance

The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

Critical Illness

Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.

Final Expense Insurance

Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.

Life Insurance

Life insurance is a contract in which you pay regular premiums in exchange for a lump-sum death benefit paid to your beneficiaries. It can help protect your family and your financial goals.

Hospital Indemnity

Hospital Indemnity Insurance can provide gap coverage to help offset expenses not covered by your health insurance plan.

Short Term Care

Short Term Care Insurance is a form of critical care insurance that is in effect for one year or less. It can help protect your financial future and is a lower cost alternative to long term care insurance.

Vision Insurance

Vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some vision plans also pay for corrective procedures such as laser eye surgery.

COMPARE YOUR
MEDICARE PLAN COSTS

As a Medicare specialist, I have helped
thousands of people with their Medicare options,
and now I'm here to help you.

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About American Central Insurance Services - Corporate

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